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Per Capita Extra

With Management Liability, Cyber Liability and Legal Expenses as standard

A transformational new product, Per Capita Extra is backed by ‘A’ rated insurers. Minimum premiums starting from £1,000 + IPT with fast quote turnaround.

GB have negotiated preferential rates with top UK Insurers to provide extensive affordable coverage for your clients. This product is open to a wide range of trades and professions including many which are high-risk such as scaffolding, groundworks and steel erection.

Our exciting new product is able to cater for small and large companies, many of whom will be eligible for sizeable discounts if they have a claims free trading record and meet our criteria for demonstrating effective risk management.

Limits Available

  • Employers’ Liability: Up to £10 million
  • Public and Products Liability: Up to £10 million
  • Contract Works: Up to £5 million
  • Plant and Equipment: Up to £1 million
  • Management Liability: Up to £5m (£50,000 as standard)*
  • Cyber Liability: Up to £100,000 (£25,000 as standard)*
  • Legal Expenses: £100,000 (as standard)*

*(embedded sections)

Key Features

  • No upper limit on worker numbers
  • Broad underwriting appetite
  • Data breach and Cyber Crime cover
  • Cyber loss prevention, and security audit costs cover
  • Extended Cessation of works cover

Optional Extensions

  • Financial Loss
  • Inefficacy
  • Work at hazardous locations
  • Corporate Legal Liability
  • Contract Disputes & Debt Recovery

Target Trades

  • Building Contractors
  • Groundworkers
  • Scaffolders
  • Lift Engineers
  • Abseiling Contractors
  • Cladding Contractors
  • Hauliers
  • Pest Control
  • Steel Erection & Fabrication
  • Stone Masons
  • Many more trades available


For further details please contact Niall on or call 01376 515702 and press Option 2 to speak to an underwriter.


Services for UK based businesses only. GB Underwriting Limited is an independent intermediary and authorised and regulated by the Financial Conduct Authority and is entered on the FCA register under reference 304281.
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